Don't leave any aspect of your financial well-being to chance; protect yourself with the right insurance coverage for all your needs.
Equipment Breakdown Insurance
When it comes to equipment, even the toughest machines can break down. Make sure you're covered with Equipment Breakdown Insurance and avoid costly downtime and repairs.
Equipment is critical to the success of many businesses, but breakdowns can be costly and disruptive.
That's why Equipment Breakdown Insurance is a valuable protection option for businesses of all sizes. This coverage can help protect your business from unexpected equipment failures, minimizing downtime and financial losses.
We offer comprehensive Equipment Breakdown Insurance coverage designed to meet the needs of businesses across industries. Our coverage can protect a wide range of equipment, including
Heating and cooling systems
Electrical systems
Production machinery
Computers and other office equipment
Communication systems
With Equipment Breakdown Insurance, you can have peace of mind knowing you're protected from the unexpected. Our coverage can protect a range of events that can lead to equipment breakdowns, including
Power surges
Mechanical breakdowns
Operator errors
Motor burnout
And more
In addition to equipment repair or replacement costs, our coverage can also help cover the cost of business interruption, extra expenses, and other costs associated with equipment breakdowns.
We understand that every business has unique equipment needs. We offer customizable coverage options to fit your business's needs and budget. Our team of experienced professionals can work with you to design a coverage plan that provides the protection you need at a price you can afford.
There is a possibility that a visitor gets injured or gets their property damaged on your business premises.
Solution
Every business, even if home-based, needs to have liability insurance. The policy provides both defense and damages coverage if you, your employees or your products or services are alleged to have caused bodily Injury or property damage to a third party.
Property damage coverage
Risk Factors
Your business property may get damaged by unexpected events like a fire, an explosion, hail, etc., and cause you a significant loss.
Solution
Properties covered by a business policy usually include buildings (owned or rented). The property insurance portion is generally available as named-peril coverage, which provides coverage only for damage caused by events specifically listed in the policy (typically fire, explosion, wind damage, vandalism, smoke damage, etc.).
Business Owners Policy (BOP)
Risk Factors
A business owner would require to take various types of insurance coverage to cover each risk. This can cost them more if they take it separately.
Solution
A business owner policy packages all the required coverage a business owner would need. BOPs often include business interruption, property, vehicle, liability, and crime insurance. Typically, a business owner will save money by choosing a BOP because the bundle of services often costs less than the total cost of all the individual coverage.
Cyber Liability Coverage
Risk Factors
A cyber-attack on your computers can be harmful and you would become liable for the losses & expenses incurred.
Solution
You can get coverage for computer attacks and damage to electronic data and computer systems. Also offset the effects of your database being hacked or getting affected by a virus.
Workers compensation coverage
Risk Factors
Your employees can get injured while working at your office premises, and you would be liable to pay for their medical expenses.
Solution
This coverage provides insurance to employees who are injured on the job. This type of insurance provides wage replacement and medical benefits to those who are injured while working. In exchange for these benefits, the employee gives up his right to sue his employer for the incident.
