Don't leave any aspect of your financial well-being to chance; protect yourself with the right insurance coverage for all your needs.
Group Health Insurance
Your employees are your biggest asset, and their health is your top priority. With Group Health Insurance, you can provide them with the protection and care they need to stay healthy and productive.
Health insurance isn't just about protecting your employees from unexpected medical expenses.
It's about investing in their well-being and ensuring they have access to the care they need to thrive. At Our Insurance Agency, we offer innovative group health insurance plans that prioritize the health and happiness of your employees.
Our group health insurance plans provide coverage for a wide range of medical expenses, including
Doctor visits and consultations
Prescription medications
Hospital stays and surgeries
Preventive care and wellness services
Maternity and newborn care
Mental health and substance abuse treatment
In addition to providing comprehensive coverage, our group health insurance plans offer several other benefits, including
Attractive employee benefits packages that can help attract and retain top talent
Tax advantages for both employers and employees
Improved employee morale and job satisfaction
Reduced absenteeism and increased productivity
We also offer additional benefits, such as dental and vision coverage, to ensure that your employees have access to the care they need to stay healthy and productive. Our experienced insurance professionals will work with you to assess your company's needs and develop a custom insurance plan that meets your specific requirements. We offer flexible policy options, including different coverage levels and deductibles, so you can customize your plan to fit your budget.
If you buy an individual policy for a particular employee, you may end up paying a higher cost.
Solution
Group health insurance plans are always cheaper than individual or family floater health insurance plans. This is due to the shared premium amount among the employees.
Employee value coverage
Risk Factors
If an employer fails to offer benefits to its employees, the employees don’t feel valued which eventually decreases their productivity.
Solution
With group health insurance cover, the employees feel happy that the organization values them. In return, they also work hard to deliver their best and make better for all.
Additional benefits Coverage
Risk Factors
An individual health policy you buy for your employee won’t provide additional benefits.
Solution
As more people are covered under group health insurance plans, its advantages increase for the policyholders. They get a higher value with added benefits like cover for pre-existing diseases, hospitalization expenses, etc.
Family protection coverage
Risk Factors
Purchase an individual health policy for your employee. The family members may have to buy another family floater health insurance plan and pay the premium out of their pocket.
Solution
It may depend on the policy, but group health insurance plans also often cover your family members. These plans protect the dependents of the employees by offering them financial help in a time of need.
Claim process coverage
Risk Factors
An individual policy’s claim process might take time since you may need to collect all the required documents before the claim process starts.
Solution
Instead of running around health insurance companies for a claim, all you need to do in group health insurance plans is connect with your employer with relevant bills. As a large number of employees are insured, the employer ensures that your claim request gets approved. The employees can even enjoy the cashless treatment.
