Don't leave any aspect of your financial well-being to chance; protect yourself with the right insurance coverage for all your needs.
Group Vision Insurance
Want to save your employees money and ensure they have access to important health care? Then you’ll need vision insurance. You can help provide great benefits while also saving on medical costs, as the eye is often a gateway for other problems that may be more serious in nature if left unattended.
What is Group Vision Insurance?
The world has gone digital, and we are staring at screens more than ever. Unfortunately, the eyes are the most crucial part of your body when viewing these images, so ensure they stay healthy throughout any age with vision insurance. As an employer investing in this coverage, your employees have a routine eye exam each year, as well as glasses or contact lenses if needed!
What does Group Vision Insurance usually cover?
Group vision insurance policies generally help pay for routine eye exams and other procedures. Also, they provide discounts on the cost of devices such as glasses and contact lenses that allow people to use their eyesight optimistically. Finally, certain policies will help to cover the costs of corrective surgeries such as LASIK and PRK. Vision coverage usually includes access to a provider network containing ophthalmologists, optometrists, stores where glasses and frames can be purchased, laboratories and corrective vision surgeons, and discounts on routine eye care.
The Advantages of Group Vision Insurance
It’s a digital world. For most of us, a day doesn’t go by without using our eyes to read, scan, or view a smartphone, tablet, laptop, or computer screen. Unfortunately, that can lead to eye strain and potential long-term vision problems. For this reason alone, vision care is more important than ever.
Healthy vision is also an essential component of overall wellness. Regular eye exams can help uncover severe health conditions, like diabetes, hypertension, high cholesterol, cancer, thyroid disorders, and more.
And because vision insurance is integral to a complete employee benefits package, it can also help attract and retain great employees.
If an employer fails to offer additional benefits to its employees, the employees may not feel valued, eventually decreasing their interest towards the company.
Solution
Employers who offer competitive benefits packages, including individual vision plans, improve employees’ quality of life. And when employees’ overall well-being needs are met, they can focus on their work and develop stronger relationships with co-workers.
Employer’s reputation coverage
Risk Factors
An employee loves to work under an employer who values them. This makes the employer stand as an exception from his competitors.
Solution
Offering quality individual vision coverage can work. It shows that employers are interested in their employees’ well-being. Word spreads that employers care, creating interest among potential employees and positively impacting recruitment and retention. Employers quickly develop a reputation as an employer of choice.
Maintaining productivity coverage
Risk Factors
Problems with eyesight make it tough for employees to get their work done, which ultimately affects your company’s bottom line. Likewise, blurriness can make it difficult to perform essential tasks, but the issues can go beyond that.
Solution
Employees may have an increased need for regular eye care. People who use screens for a majority of their workday can develop computer vision syndrome. By offering vision benefits, you can help employees get regular eye exams and corrective lenses or contacts that allow them to see clearly and avoid eye strain at work.
Employee wellness coverage
Risk Factors
Eye health is important for every person — not just at work but in everyday life. During routine exams, an eye doctor not only assesses a patient’s vision and checks for disorders like glaucoma and cataracts but can also identify conditions that affect other areas of the body.
Solution
With early diagnosis, your employees can get the necessary treatment from other doctors before the issue worsens. This can potentially reduce their long-term healthcare costs and minimize how much productivity is lost due to sick days and doctor’s appointments.
Claim process coverage
Risk Factors
An individual policy’s claim process might take time since you may need to collect all the required documents before the claim process starts.
Solution
Instead of running around health insurance companies for a claim, all you need to do in group health insurance plans is connect with your employer with relevant bills. As a large number of employees are insured, the employer ensures that your claim request gets approved. The employees can even enjoy the cashless treatment.
